Standard Checking, Free Checking, Community Checking, Business Checking, Community Choice, Now Account, EZ Access Checking, and Community 50 Checking
Standard Checking$6.00 service charge if average monthly balance is under $500.00
- Low minimum opening deposit of $50.00
- No monthly service charge or minimum balance requirement
- Duplicate checks are required (due to transaction)
- Unlimited check writing
- Truncated checks (no items and/or images returned in customers statement
- First order of 40 duplicated printed checks is free
- ATM card only is available. No Check Cards allowed with Free Checking Accounts.
- An Overdraft Privilege limit of $400.00 is added on the 30th day after the account is opened (a thirty (30) day waiting period on new accounts is mandatory, some restrictions do apply
- Existing account holders cannot switch their current account product to a “Free Checking” account product. They must close out their existing account completely and open a new “Free Checking” account or open an additional account (“Free Checking”).
Community Gold Checking Account
- Available for ages 50 & over
- $100 minimum opening deposit
- Membership requires two accounts at CBSC
- No fees
- Free CBSC Solid Club checks
- Interest paid on all balances
- Unlimited check writing
- $5.00 discount on safe deposit box rental
- No fee for travelers checks, cashier's checks or money orders
- Retirement cash flow analysis through the Investment Department
- Discounted trips & excursions sponsored by CBSC
- Seminars, socials, and educational events
- 10% discount on long term care insurance provided through Powell & Meadows
- $100 minimum opening deposit
- Average balance of $2,000.00 or more no charge
- Average balance under $2,000.00, $10.00 service charge per month
- $100 minimum opening deposit
- Interest paid on account
- Free personalized checks
- No fee for Traveler's Checks
- No fee for cashiers checks or money orders
- No fee for notary service
- Discount on lock boxes
- No monthly service charge if $10,000.00 is maintained in a combined balance in checking, savings or certificates of deposit
- $8.00 monthly service charge if combined balance in checking,
savings or certificates of deposit falls below
$10,000.00 - Check Card (Must Qualify)
- $100 minimum opening deposit
- Interest paid on account
- No monthly service charge if average monthly balance is $2,000.00 or more
- $10.00 monthly service charge if average monthly balance falls below $2,000.00
- Available only to sole proprietorships and non-profit organizations
- $100 minimum opening deposit
- Free personalized checks
- Discount on lock boxes
- Discount on installment loans, mortgage loans & construction loans
- No fee for Traveler's Checks
- No fee for cashiers checks or money orders
- No fee for notary service
- $10,000.00 Accidental Life Insurance*
- Travelers benefits
- Security benefits
- Low monthly fee of $7.50
*Insurance products:
Are not FDIC Insured
Are not a deposit of the bank
Are not guaranteed by the bank
May go down in value
Are not insured by any government agency
EZ Access Checking
- $100.00 minimum deposit
- Fee: $10.00 per month or Free with $1,000 daily balance or payroll direct deposit
- Free Bill Payment Services
- Free Bank@Home
- E-statement available
- Free check card – free ATM usage at all Allpoint ATM’s
- Direct Deposit available
- Telephone Banker
- Overdraft Privilege
- Automatic
Funds Transfer to/from other account
Senior Checking Accounts
- $100 minimum opening deposit
- Free personalized checks
- Discount on lock boxes
- Discount on installment loans, mortgage loans, & construction loans
- No fee for Traveler's Checks
- No fee for cashiers checks or money orders
- No fee for notary service
- $10,000.00 Accidental Life Insurance*
- Travel benefits
- Shopping benefits
- Security benefits
- Low monthly fee of $4.00
*Insurance products:
Are not FDIC Insured
Are not a deposit of the bank
Are not guaranteed by the bank
May go down in value
Are not insured by any government agency
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
